Call for immediate assistance (203) 318-9900

SMALL BUSINESS ADMINISTRATION LOANS
Get the working capital loan you need to run the business you want

Small Business Administration (SBA) 7(a) Loans

With strength, stability and in-depth experience, we move small business forward.
  We’ve partnered with a top SBA Preferred Lender that’s focused on speed! Loan approvals are issued in days (upon receipt of a complete package), functioning occurs in a weeks, NOT months.
  Nationwide lending footprint with a focus on rural locations. No population minimums and most businesses located in the USDA footprint are eligible (50,000 maximum population).
  Personal attention is important to us. We offer fast and efficient tech-enabled SBA financing with a human experience tailored specific to each borrower!
  • $50,000 to $5,000,000 financing sizes
  • Full documentation underwriting: Tax return, PFS, credit, business debt schedule (projections, if applicable), all SBA required forms, etc. will be required
  • 650+ preferred credit (lower credit may be considered on a case-by-case basis with strong compensating factors)
  • All SBA eligible industries considered
  • No minimum time in business (startups considered with string collateral, experience, and personal sponsorship)
  • Rates start at WSJ prime + 1.75% (+2.75% is most common pricing)
  • Up to a 25-year amortization
  • Preferred minimum global debt-service coverage ratio (DSCR) of 1.00x to 1.15x
  • Loan proceeds can be used for most eligible business purposes i.e., purchase, refinance, construct real estate, working capital, debt consolidation, equipement, business acquisition, startup, etc.
  • High loan-to-value (LTV) financing possible with compensating factors
  • When available, additional real estate collateral (primary or second residence, investment property, etc.) may be required to be pledged
  • All SBA eligible business property types considered (including special-purpose property and land)